Here are the main benefits of the Discover it card:
- No annual fee.
- 100% U.S. based customer service available any time.
- No late fee for your first late payment.
- Paying late won't increase your APR.
- No overlimit fee.
- No foreign transaction fee.
- 5% cash back in categories that change each quarter offered to all cardmembers.
- Unlimited 1% cash back, not points, on all other purchases.
- Pay for millions of items with your rewards at Amazon.com.
- Pay your bill 'til midnight (ET) the day it's due by phone or online.
- Choose your payment due date online or by phone.
- Lower rate, lower payment or other help after job loss.
- Automatic expedited delivery of your new card.